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The Savings Behavior of the IGeneration Image
Journal article

The Savings Behavior of the IGeneration

The primary objective of this study was to look at the factors influencing the savings behavior of the iGeneration/Gen Z or post-millennials in Cantilan, Surigao del Sur, Philippines. Factors include financial literacy, parental socialization, peer influence, and self-control. The descriptive survey method was used in the study. A researcher-made questionnaire was used as the main instrument for data collection. Interviews were also conducted to answer clarifications, verify the answers of the respondents, and to solicit additional information. Findings revealed that as to financial literacy, they strongly agree that they know the importance of saving money and they have a better understanding of how to manage their finances or allowance through budgeting. As to how peer influence affects the savings behavior of the iGeneration or post-millennials,  they agree that some of their friends regularly do save money in a savings account and they discuss money management issues, particularly savings. IGeneration has a sense of responsibility. They have the vision of helping the global economy sustainable through helping create jobs or owning a small business. Among the factors that affect savings behavior, parental socialization is the most influential. The post-millennials see their parents as financial role models. Parental teachings on managing money help increase financial awareness. Clearly, if parents could educate their children on personal finance, children would develop good savings habits. In the long run, this will enable them to be financially responsible. Thus, making a positive impact on the economic growth and development of our country.
Impact of Cashless Society on the Economic Growth in Malaysia Image
Journal article

Impact of Cashless Society on the Economic Growth in Malaysia

For every economy, money is a critical medium of exchange. Money emerges as an intermediary and store of values to improve a barter system. Cashless finance endures utilization generally digital money or plastic without money or currency in papery appearance. The moderate of regulating economic activity endure possibly the massive motivator toward advance the digital economy. This research scrutinizes the progress of embrace cashless payment on economic development and growth of Malaysia. Due to rapid growth in the digital economy, electronic money transactions in Malaysia have increased significantly from in the last fifteen years. There is a positive trend in electronic money usage. The increases caused by the awareness of the society and the government that encourages in using electronic money. At the same time, the velocity of paper money in Malaysia tends to decrease during the same period. While there is a negative trend in the velocity of money, the money supply (M1) has increased in order to maintain an economic growth of the country.
The Role of Modern Pedagogical Technologies in the Formation of Students\u0027 Communicative Competence Image
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The Role of Modern Pedagogical Technologies in the Formation of Students' Communicative Competence

External Factors Influence on Impulsive Buying Behavior Image
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External Factors Influence on Impulsive Buying Behavior

The Learning of English Literature in Malaysia: a Review of Literature Image
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The Learning of English Literature in Malaysia: a Review of Literature

The Comparison of Headache in Modern and Traditional Iranian Medicine Image
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The Comparison of Headache in Modern and Traditional Iranian Medicine

The Role of Modern Pedagogical Technologies in the Formation of Students\u0027 Communicative Competence Image
The Role of Modern Pedagogical Technologies in the Formation of Students\u0027 Communicative Competence Image
Journal article

The Role of Modern Pedagogical Technologies in the Formation of Students' Communicative Competence

External Factors Influence on Impulsive Buying Behavior Image
External Factors Influence on Impulsive Buying Behavior Image
Journal article

External Factors Influence on Impulsive Buying Behavior

The Learning of English Literature in Malaysia: a Review of Literature Image
The Learning of English Literature in Malaysia: a Review of Literature Image
Journal article

The Learning of English Literature in Malaysia: a Review of Literature

The Comparison of Headache in Modern and Traditional Iranian Medicine Image
The Comparison of Headache in Modern and Traditional Iranian Medicine Image
Journal article

The Comparison of Headache in Modern and Traditional Iranian Medicine

Pedophilia in Quranic Perspective: a Thematic Analysis Image
Pedophilia in Quranic Perspective: a Thematic Analysis Image
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Pedophilia in Quranic Perspective: a Thematic Analysis

The Impact of On\u002DThe\u002DJob Pilates Exercise on Job Satisfaction Among the Female Employees of Urmia Electricity Distribution Company Image
The Impact of On\u002DThe\u002DJob Pilates Exercise on Job Satisfaction Among the Female Employees of Urmia Electricity Distribution Company Image
Journal article

The Impact of On-The-Job Pilates Exercise on Job Satisfaction Among the Female Employees of Urmia Electricity Distribution Company

The E\u002Dwallet Usage as an Acceptance Indicator on Financial Technology in Malaysia Image
The E\u002Dwallet Usage as an Acceptance Indicator on Financial Technology in Malaysia Image
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The E-wallet Usage as an Acceptance Indicator on Financial Technology in Malaysia

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The Effectiveness of Differentiated Learning Method on Motivation and Achievement of Foreign Language Learning

The objective of this study was to identify the effectiveness of Differentiated Learning approach on motivation and achievement of foreign language learning. Arabic is one of the foreign languages offered in Malaysian public schools to be learnt. This study employed a total of 60 Form Two students from the secondary schools as the respondents. This study adopted a quasi-experimental design by running pre-test and post-test on two respondent groups, which were the treatment group and the control group. The results showed that there was a significant difference on the motivation level between the two groups studied. Similarly, it was also found that there was a significant difference in achievement level between control and treatment group. Therefore, this study shows that Differentiated Learning Approach contributes to boost up the level of motivation and achievement in learning of Arabic Language. The implication of this study is that the Differentiated Learning Method is one of the foreign language learning approaches that Arabic teachers can use to enhance the mastery of this language among students. 
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